Property Pulse: Farmers' Succession, Mortgage Shifts, Ground Rent Challenges, and Wealth Migration

The Property Bulletin discussed succession planning for farmers, emphasizing the need to list and value all assets, including debts and investments. Mortgage lenders are easing affordability tests, with Santander allowing higher borrowing limits, potentially benefiting first-time buyers but risking higher house prices. Ground rent issues are causing mortgage refusals, with Nationwide being the most cautious. The non-dom tax changes are driving wealthy individuals overseas, impacting the UK economy and luxury property market. Second home tax reforms, which have doubled council tax on second homes, are criticized for harming local economies and communities.

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